We file insurance as a courtesy to our patients. The card must be present at the time of service, along with a picture ID.
Please be advised that regardless of insurance the financial responsibility for services rendered is the patient’s.

We file insurance claims with the card presented at the time of service, and then bill the patient for the balance. If we are
non-participating or services are not covered, we will bill the patient, and we do offer a self-pay discount. You will not
automatically be turned away, as providing treatment is our focus – not insurance. If your decision on whether or not to
have services will depend upon provider network participation, you should check with your insurance before receiving services.

We are contracted with the following major payers for PPO plans. The office is not contracted with ANY HMO plans.
If your plan requires a referral or PCP clearance, please call your payer to check.

In addition, many plans offer smaller networks to particular employers; therefore, it is recommended that you check with
your insurance to see if we are in network for your specific plan. It is possible (for example) to be contracted with Humana,
but still may be out of network for your specific plan.

We also accept patients on third-party administrator plan, such as Allied Benefits etc. Again, we recommend that you call
your insurance company to check participating status.

We file insurance claims as a courtesy, but the patient is ultimately responsible for all charges. We do not turn away
patients if we are not in-network, as we have many patients who choose to self-pay. We will do our best to help, but
please remember that your insurance policy is a contract between you and the insurance company – we are not a party
to that contract. If a patient seeks services, she will be billed the remainder of the balance after the insurance claim is processed.

PPO Insurance Companies Accepted:
Blue Cross Blue Shield of Illinois




– regular Medicare only – we are not contracted in any Medicare replacement plans. If your specific plan
allows you to seek out services at any Medicare provider, they may still allow for services here. Please call you plan
if you have any questions or concerns to check beforehand.


Various other plans
– please call your insurance to verify

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Advanced Women’s Healthcare Specialists, S.C. • Dr. Ranae L. Yockey, D.O. FACOG
Phone: 847-981-3698

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